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About Us


1st-credit-card-uk is the work of one person, a seasoned credit card user who had difficulties finding out about the best credit card deals on the internet.
The aim is to provide objective and independent advice on the best credit cards available on the internet.
Some of the links are sponsored, but most are not. Sponsorship has not affected the ranking of any of the credit cards featured on this site.
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All of the information presented here is true at the time of loading onto the server.

Inclusion in the rankings is based our own opinion as to what is the best card to apply for. You are entitled to disagree as there is no right or wrong answer!!

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  • Compare Ltd requests your PII (personal information such as your name and e-mail address) when you contact us in order to reply clearly to, and resolve you query.
  • The information you send us is not held for any purposes and none of your details are forwarded, supplied or sold to any 3rd party. Once your query has been resolved all data is immediately deleted.
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This is a Compare-group website



This is a Compare group website. Compare Group exists to help the internet user find value financial products on the internet.

Compare offers advice and online guides to UK Credit Cards, UK Loans, UK Home insurance, UK Car insurance, UK travel insurance and UK mortgages.

In our online guide, we break down the categories even further:

UK Credit Card: We provide a review of Permanent balance transfer rates providing a guide to UK Credit Cards offering Lifetime Balance transfer rates. This page provides online reviews of the best  Lifetime balance transfer Credit Cards available in the UK and offering online application. 

 Introductory balance transfer rates, offering a review of UK Credit Cards offering Introductory Balance Transfer Rates. Comprehensive online Credit Card review of the best UK Credit Cards offering  introductory Balance Transfer Rates. Many of these are offering 0% on Balance transfers for an introductory period - usually six months.

 0% Credit Card, A useful online guide to UK Credit Cards with 0% Balance transfer rates. A very up to date guide to 0% credit cards that you can apply for on the internet. As this page covers all 0% (interest free) credit cards, included are UK credit cards offering 0% on purchases or Balance transfers and purchases. A wide selection of credit cards is available to you.

Low rate credit card  - a guide  to low rate Credit Cards available online in the UK

and credit cards for adverse credit A short list of the few credit card providers who will look at your application even if you have a bad credit history.

UK Loan: We provide a review of Flexible UK Loans, UK loans for adverse credit, Low rate UK loans and Best value loans. All of the Best online Loan providers are mentioned. Read a review of Cahoot flexible loan, Egg flexible loan, Northern Rock Loan and Alliance and Leicester Loan and Tesco online loan. Many of these Loans are internet only rates. So by going to Compare  UK Loans you can find the best UK Loan rate for you. If you cannot find the right loan for you there, then try UK Loan Comparison Online.