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 The Egg Visa
  Credit Card

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The Egg Credit Card is from Egg.com, which is the  online offering of Prudential Plc and was one of the first complete online financial products. Definitely a Credit Card aimed at the internet generation, it has been tremendously successful. Backed by an ultra modern image, the Egg Credit Card is truly a brand leader.  The first UK Credit Cards to offer 0% on purchases and balance transfers, the Egg Credit Card had the edge over its competitors because administration of an online account is so much cheaper than a paper based account, thus leaving them in a position where they can be more generous then competitors.  Amazingly the Egg Card offers 0.5% cash back on every purchase made with many online retailers. Egg also offer 0% on balance transfers and purchases, not to mention the other perks such as the travel accident insurance and discounts off Egg insurances and a low cash advance rate. A unique offering is the Egg Money Manager.

  • Standard Variable Rate - Typical 16.9% APR Variable
  • 0% on balance transfers until 1st May 2011 - (balance transfer fee of 3.0% applies)  Standard Variable Rate Applies Thereafter. Transfers must be made before 1st June 2010.
  • 0% on purchases until 1st June 2010
  • - Standard Variable Rate Applies Thereafter.
  • 22.9% or 25.9% Per Annum on cash advances plus a handling fee of 3% minimum £3.00.
  • Internet only "paperless" card. (£2 charge for postal statement)
  • Payment is by direct debit,  with the flexibility to pay whatever amount you like each month.
    (£2 charge to make payment any other way)
  • Up to 5% Cashback on all purchases made with selected online retailers.
  • Secure credit card with internet shopping guarantee
  • Disputes department where Egg will act on your behalf if you are dissatisfied with an
    internet purchase (eg. it never arrives or is faulty)
  • Up to 45 days interest free on purchases if balance paid in full
  • No annual fee
  • Free second card holder
  • Minimum monthly payment The full Revolving Balance if it is less than £5, but otherwise the greater of
    2% of the Revolving Balance or
    the total of (i) interest billed on the statement on the Revolving Balance
    (ii) 1% of the Revolving Balance
    (iii) any Card Repayment Protection premium shown on your statement and
    (iv) billed fees for late or returned payments shown on your statement, or £5 Plus, for each Transferred Balance made during an introductory rate or promotional rate period, the greater of:
    2% of the Transferred Balance, or
    the total of (i) interest billed on the statement on the Transferred Balance and
    (ii) 1% of the Transferred Balance, £5
  • You can transfer balances from Loans, overdrafts and other credit cards.
  • Free travel accident insurance
  • Free purchase protection. Your Egg Card automatically gives you free purchase in transit protection for items costing more than £25; meaning you're covered, for up to £1000 per item, if your purchases get damaged, lost or stolen before you get them home, or for up to 30 days, whichever comes first.
  • 10% discount on Egg home insurance and travel insurance
  • Manage account online, or on Egg TV (available on sky digital)
  • Discounts on some of the "Egg Shop" retailers (Eggs online shopping facility)
  • Repayment protection policy available.
  • Egg Money Manager - view all of your online accounts when you log in to Egg

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Egg Card Services
Riverside Road
Pride Park
Derby
DE99 3GG

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