A 0% purchase credit card offers you the chance to buy goods and services with your card, then by making the minimum monthly payment for the initial fixed period you can enjoy no interest charges on you debt. This type of credit card normally offers the introductory rate for 3 or 6 months. Remember once this period ends you will then be charged the standard variable rate which means you either need to clear all the debt within the initial 0% period or be able to move the money owed to a cheaper interest rate such as your mortgage, a loan or a new 0% balance transfer credit card.

You will also find quite a few of the 0% purchase credit cards we feature here offer rewards every time you buy goods or services with them. These can then be redeemed saving you money. This is an added bonus of this type of credit card.