The Virgin
  0% Credit Card

• Standard Variable Rate - Typical 16.6% APR Variable
• 0% on Balance Transfers for 16 months (A 2.98% Handling Fee Applies) - rising to Typical 18.6% APR Variable thereafter.
• 0% on Purchases for 3 months rising to Typical 16.6% APR Variable thereafter.
• Receive discounts from other Virgin Group Companies when you pay with their Virgin Credit Card
• Cash Advance rate of 27.9% Variable Per Annum
• Credit card cheque book
• Credit card cheques - Typical 20.6% APR Variable (A 2.98% Handling Fee Applies)
• Up to £100,000 travel accident insurance for yourself and your children
• No annual fee
• Online fraud protection
• Manage account online
• Free additional cardholder
• 24 hour customer service telephone line - 365 days a year
• Credit limit can be up to £50,000
• 2.75% foreign usage fee
• Switch options between the 0% card and the flat rate card anytime
• £25 standard charge for bounced payments, exceeding credit limit or paying late
• Choice of 3 different funky card designs
• Payment holidays/reduced monthly payment offers at Virgin's discretion.
• Before You Apply Please Ensure The Following
  * You are at least 22 Years of Age
  * You have a Good Credit History
  * You are in full time employment
  * You are a permanent resident/citizen of the UK
  * You have a Bank or Building society account