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The Virgin Credit Card


The Virgin Credit Card is the offering of Virgin Money, the brainchild of Richard Branson.

This Credit Card offers discounts via Virgin Online Members Shop.

  • Standard Variable Rate - Typical 16.6% APR Variable
  • 0% on Balance Transfers for 16 months from the date account is opened, transfers must be within the first 60 days, (A 2.98% Handling Fee Applies) - rising to Typical 16.6% APR Variable thereafter.
  • 0% on Purchases for 6 months from the date your account is opened,  rising to Typical 16.6% APR Variable thereafter.
  • Virgin receive discounts from other Virgin Group Companies when they pay with their Virgin Credit Card
  • Cash Advance rate of 27.9% Variable Per Annum
  • Credit card cheque book
  • Credit card cheques - Typical 20.6% APR Variable (A 2.98% Handling Fee Applies)
  • Up to £100,000 travel accident insurance for yourself and your children
  • No annual fee
  • Online fraud protection
  • Manage account online
  • Free additional cardholder
  • 24 hour customer service telephone line - 365 days a year
  • Credit limit can be up to £50,000
  • 2.99% foreign usage fee
  • Switch options between the 0% card and the flat rate card anytime
  • £25 standard charge for bounced payments, exceeding credit limit or paying late
  • Choice of 3 different funky card designs
  • Payment holidays/reduced monthly payment offers at Virgin's discretion.

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Virgin's registered office: Discovery House, Whiting Road, Norwich NR4 6EJ.

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This is a Compare group website. Compare Group exists to help the internet user find value financial products on the internet.

Compare offers advice and online guides with a wide range of websites including, UK Credit Card, UK Loan, UK Home insurance, UK Car insurance, UK Travel insurance, Personal Loan UK, and UK mortgages.

In our online guide, we break down the categories even further:

UK Credit Card: We provide a review of Permanent balance transfer rates providing a guide to UK Credit Cards offering Lifetime Balance transfer rates. This page provides online reviews of the best  Lifetime balance transfer Credit Cards available in the UK and offering online application. 

 Introductory balance transfer rates, offering a review of UK Credit Cards offering Introductory Balance Transfer Rates. Comprehensive online Credit Card review of the best UK Credit Cards offering  introductory Balance Transfer Rates. Many of these are offering 0% on Balance transfers for an introductory period - usually six months. The Virgin Credit Card offers 0% for 9 months on Balance Transfers

 0% Credit Card, A useful online guide to UK Credit Cards with 0% Balance transfer rates. A very up to date guide to 0% credit cards that you can apply for on the internet. As this page covers all 0% (interest free) credit cards, included are UK credit cards offering 0% on purchases or Balance transfers and purchases. A wide selection of credit cards is available to you.

Low rate credit card  - a guide  to low rate Credit Cards available online in the UK

and credit cards for adverse credit A short list of the few credit card providers who will look at your application even if you have a bad credit history.

UK Loan: We provide a review of Flexible UK Loans, UK loans for adverse credit, Low rate UK loans and Best value loans. All of the Best online Loan providers are mentioned. Read a review of Cahoot flexible loan, Egg flexible loan, Northern Rock Loan and Alliance and Leicester Loan and Tesco online loan. Recently added to this site is the Virgin Loan and the Marks and Spencer loan.Many of these Loans are internet only rates. So by going to Compare  UK Loans you can find the best UK Loan rate for you. If you cannot find the right loan for you there, then try UK Loan Comparison Online.