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The Virgin Credit Card


The Virgin Credit Card is the offering of Virgin Money, the brainchild of Richard Branson.

This Credit Card offers discounts via Virgin Online Members Shop.

  • Standard Variable Rate - Typical 16.6% APR Variable
  • 0% on Balance Transfers for 14 months from the date account is opened, transfers must be within the first 60 days, (A 2.98% Handling Fee Applies) - rising to Typical 18.6% APR Variable thereafter.
  • 0% on Purchases for 3 months from the date your account is opened,  rising to Typical 16.6% APR Variable thereafter.
  • Virgin receive discounts from other Virgin Group Companies when they pay with their Virgin Credit Card
  • Cash Advance rate of 27.9% Variable Per Annum
  • Credit card cheque book
  • Credit card cheques - Typical 20.6% APR Variable (A 2.98% Handling Fee Applies)
  • Up to £100,000 travel accident insurance for yourself and your children
  • No annual fee
  • Online fraud protection
  • Manage account online
  • Free additional cardholder
  • 24 hour customer service telephone line - 365 days a year
  • Credit limit can be up to £50,000
  • 2.99% foreign usage fee
  • Switch options between the 0% card and the flat rate card anytime
  • £25 standard charge for bounced payments, exceeding credit limit or paying late
  • Choice of 3 different funky card designs
  • Payment holidays/reduced monthly payment offers at Virgin's discretion.
  • Before You Apply Please Ensure The Following
    * You are at least 22 Years of Age
    * You have a Good Credit History
    * You are in full time employment
    * You are a permanent resident/citizen of the UK
    * You have a Bank or Building society account

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Before You Apply Please Ensure The Following
* You are at least 22 Years of Age 
* You have a Good Credit History 
* You are in full time employment 
* You are a permanent resident/citizen of the UK 
* You have a Bank or Building society account

Virgin 0% Credit Card


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Virgin's registered office: Discovery House, Whiting Road, Norwich NR4 6EJ.

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